mortgage without 2 years work history

If you were a stay-at-home mom or dad, with FHA financing, there is an exception for stay at home parents. In that situation there needs to be a 2-year employment history prior to the absence.

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how to get equity line of credit There is no strict waiting period for obtaining a home equity line of credit. These are secondary mortgage loans offering homeowners a revolving credit line. To get the HELOC, you need equity. If.

How many years of employment is required to qualify for a mortgage? My husband has been on his job for 7 months, I’ve been at my job for 12 years – can he also qualify for our mortgage? I’ve read where you must be working for 2 years and some articles say as long as you have a good work history you can, which is correct?

How to get a mortgage with a new job. Avoid transitioning to a job that doesn’t make financial sense, such as a lateral move for less pay, a change from full-time employee to contractor or a major industry change. employment history showing frequent career moves could be a red flag for lenders that you may not be able to maintain steady income.

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Without a 2 year work history how can I get a mortgage? I served in the Marine Corp. and have my veterans benefits, including the use of a VA loan. I’ve tried to secure financing for a condo but have been denied due to lack of work history.

Qualifying for a mortgage with short employment history with part-time job will not work if the borrower does not have a two year part-time income history with the same employer However, if borrower goes from a part-time job position and gets promoted to full-time status, they can qualify for a mortgage as long as the full-time status can be verified through offer employment letter and/or verification of employment

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